In order to insure that our site visitors have access to accurate information about personal finance and borrowing, we have assembled a number of articles to cover the categories deem most useful.
These articles will help the layperson quickly understand all the information needed to maximum their borrowing potential without over extending themselves or risking financial ruin. There are right and wrong ways to do anything, including borrowing money. And if you take to time to read the articles we post in this section, you will learn tips and tactics that most people will never know even exist.
Mortgage Refinancing Benefits
A mortgage refinance loan can be a very good thing for a home owner. For one reason, the interest rates have went down, which can mean a lower payment for you or a shorter time period that you have to pay the loan. Saving money can allow you to invest or even pay more...
Understanding Car Loans
When you are looking for automobile or vehicle financing, it is very easy to get if you have a great credit score. If you do not have any idea of the requirements or guidelines of getting a car loan, you may have no idea if you would be approved or not. By...
Loan Payment Protection Insurance
Insurance that covers your loan repayments is called loan payment insurance. It goes by other names as well, including loan protection, loan cover, ASU insurance, and loan insurance. No matter what you call it, it essentially does the same thing and it will pay your...
Using Loans to Payoff Other Loans
Deciding to get a long term loan can be very overwhelming, simply because you know that it is going to be something you have to pay for a very long time. While it may have looked good a few months ago, the reality of having to pay it can be a burden. That is why it...
Using Home Equity Loans Intelligently
A home equity loan can be used for just about any purpose you can think of. While you can use it any way that you want, there are some ways that make more financial sense than others. What are some of the smarter ways to use a home equity line of credit? Renovations...
Investing Safely with Credit Card Debt
Ready to secure your financial freedom? Now is the time to invest – even if you have some credit card debt. No matter how much credit card debt that you have, you are sure to be worried about your financial future. Credit card debt is a burden for millions of people...
Get More Personal Loan Options
Advances in technology has brought a revolution in getting information about anything you can imagine, even personal loans. From the comfort of your own home, using a computer and the Internet, you can have access to various loan companies of all different types....
Credit Repair – Maintaining Proper Debt To Credit Ratio
Many credit card holders stick to paying off their credit card debt each and every month. If the goal is to stay out of debt, this is the ideal way to do so. If you are trying to build your credit rating and credit score, however, paying off your cards each month can...
Personal Loans Basics
Once upon a time, if you needed a personal loan, you only had to go to your bank and ask your bank manager. It would only take a few minutes that felt as if you were asking mom or dad for money and then you would get the loan that you needed. Why has this changed? In...
